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Financial institutions handle massive amounts of data and compliance. Regulations often dictate exactly how long you must keep certain records and when you must securely dispose of them. For example, loan files may need to be retained for several years while marketing emails can be deleted much sooner.

A clear data retention policy helps you meet these requirements while reducing storage costs and minimizing risk. Holding onto data longer than necessary can actually increase exposure in a breach. So knowing what to keep and what to securely destroy is just as important as collecting it in the first place.

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